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Dividend Investing: Income Over Time Beats Price Over Hype
By Retirement Guru
At Retirement Guru, I often remind readers that the journey to financial freedom isn’t about chasing the next hot stock. It is about creating a steady stream of income that supports the lifestyle you want, and one of the most powerful and underrated ways to do this is through dividend investing.
Let me share two real examples from my own dividend portfolio as lessons for the long-term investor.
TSLY: A Lesson in Patience and Payouts
I bought TSLY in September 2024 at $13.08. Today, it’s trading at $8.30. At first glance, that drop might trigger panic. But let’s zoom out. Despite the capital loss on paper, the monthly dividend distributions have been flowing in. When I factor in those payouts, I’m currently down just $300 overall. And if the dividend distributions continue at their current rate, I’ll hit breakeven in two months. The important thing is that I received passive income and will continue to receive passive income. In the coming years, I am confident that I will earn more than I invested.
Key takeaway: The value of a dividend stock isn’t in its price movement, but in its ability to pay you consistently, even during downturns.
