COVID19 has hit many of us hard. Some of us have lost jobs, while many of us have had our hours cut. Money is in short supply.
So what can the hapless do?
They can SCAMPER.
SCAMPER is a brainstorming technique that is used to develop, or improve, products and services. It is also something everyday people like you and me can use to help reduce our expenses.
An acronym, SCAMPER stands for Substitute, Combine, Adapt, Modify, Put to Other Use, Eliminate, and Rearrange.
Here are some examples of how you can SCAMPER your way to saving money:
Substitute. We all need our dose of coffee in the morning. While a cup of Starbucks at the local mall works wonders, it is not cheap and will set you back an average of $7 per cup. If you multiply that by 5 days a week, 4 weeks a month, your daily fix of caffeine will cost you $140 a month. You can however get the same fix by substituting your morning coffee with three-in-ones. Or, if you really cannot give up on your Starbucks, then substitute for the capsules instead.
Combine. Bundling is a strategy that retailers use to sell more items while providing consumers with a discount at the same time. In a typical household, each individual will have their own mobile subscription plans. Some Telcos offer tiered…
