Retiring on QDTE

Innovation-100 0DTE Covered Call Strategy ETF

CW Fong
3 min readSep 26, 2024

Retirement Guru: Retiring on Dividends

Successful retirement living hinges on us having a source of income. Retiring on dividends is one strategy and involves building a portfolio of dividend-paying stocks, ETFs, or funds that generate regular income to cover our living expenses during retirement. The goal is to rely on the passive income from these dividends rather than depleting the principal investment.

The retire on dividends strategy is appealing because it allows retirees to maintain or even grow their capital while receiving a steady cash flow. There is also the possibility of generational transfer. To make the strategy robust, the portfolio needs to be diversified across industries and geographies to reduce risk and ensure stability. High-yield investments like REITs, dividend kings and aristocrats, and covered call ETFs can enhance income, but they come with varying degrees of risk and growth potential.

QDTE

Besides investing in TSLY, I am also investing in QDTE. QDTE not only pays weekly dividends — a good complement to meet unexpected expenses — investing in QDTE diversifies my investments reducing risks.

This journal documents my journey and experience with QDTE and complements my other journnal about TSLY. Combined, these two journals will allow me to assess whether retiring on ETF dividends is a viable strategy for retirement income.

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CW Fong

I blog therefore I am. Passionate about #Singapore, #Leadership, #PublicRelations, #SocialMedia, #Marketing, and #PersonalDevelopment. Above all, I do no evil